If you don't want to completely give up receiving a stream of income from your mortgage note but would like access to some immediate funds, you can consider selling a portion of the mortgage note in a partial sale. This means that both you and the mortgage buyer will retain ownership of the note. Depending on the amount you're looking to receive from the sale, the payment history of the note, and the reliability of the debtor, you'll be able to negotiate different deals with a mortgage note buyer.
If you're like many Americans, you may feel as though you're too busy with work and family obligations to spend as much time traveling as you'd wish. Travel budgets can also be a concern, especially for those under a time crunch -- purchasing non-stop plane tickets and other perks to help minimize the amount of time you spend in transit can add up over the course of a vacation. Fortunately, there may be an alternative to placing the cost of your next vacation on your credit card or taking out a payday loan.
To bail or not to bail is one of the most controversial parenting issues pondered. While some parents believe that dealing with the legal process itself is enough of a lesson, other parents believe that they shouldn't bail their child out for them to get a better idea of the consequences of their actions. Still, a surprisingly large amount of young adults do get arrested, with 25% of 18 year olds having an arrest record.
If you're new to owning a small business, you might not fully understand how your daily operations affect your tax liability. In order to avoid finding yourself with a shocking tax bill at the end of the year, it's in your best interest to optimize your deductions and tax credits. Working with a business tax professional is a great place to start, but it's equally important that you understand what your options are beforehand.
If you're a resident of Alabama who occasionally takes advantage of a payday loan to help get you through a cash crunch, you're not alone -- more than 46,000 payday loans are taken out each week in the Yellowhammer State. While these loans can be invaluable in helping bridge the gap between paychecks or assisting you in maintaining utility service during a period of unemployment, pending legislation could significantly affect the way these loans operate.