Cash advances aren't just for individual consumers anymore. Most businesses, global corporations to independent contractors, find themselves in need of a cash advance at some point in their existence. The problem is that not every business finds themselves in a situation where they can get needed funds in an organized, simple, streamlined manner. If you think you're covered because business is doing well or you have insurance, think again. Here are two specific situations in which a small or mid-sized business might be in need of a cash advance precisely because business is booming and in spite of the fact that you have insurance.